Business Insurance

Who is this cover for?

• Owners or tenants of a business run from a particular premises.
• Owners of commercial or personal vehicles
• Owners of assets or if leased that need replacement if stolen or damaged
• Businesses that require public liability, products liability or defective workmanship
• Businesses that require deterioration stock in cold rooms

WHAT’S COVERED

 – Plant & Machinery, Stock, Buildings and the loss of rent after a loss.

– Office Contents and theft thereof.

– Loss of Profits/Business Interruption following a loss.

– Advanced Loss of Profits due to Machinery Breakdown, and Dete rioration of Stock.

– Goods in Transit for hijacking, theft, fire and accidental da mage.

– Power Surge to equipment as well as Lightning.

– Theft by staff, including Directors or Principal Partners.

– Public Liability, Products Liability, Defective Workmanship.

– Professional Indemnity and Directors & Officers Liability.

– Assets, tools and equipment used offsite from your business p remises.

– Heavy Commercial Vehicles, Light Delivery Vehicles as well a s Private Vehicles.

– Motor Vehicle Dealerships, new and used.

– Electronic Equipment at your business premises or whilst in the field,

 – Including cross border.