Personal Insurance

What’s Covered? (Homeowners Buildings)

• Property owners of residential buildings.
• Owners of household contents for theft, lightning, power surge, water and storm damage.
• Vehicle, motor boat, jet ski, trailers and caravan owners.
• Owners of personal assets such as, jewellery, cell phones, laptops, ipad’s, bicycles and various sports equipment
• Fine Art collectors.
• An owners legal liability when people entre your premises or if involved in a motor accident.

– Fire, Lightning, Hail, Snow, Wind, Storm, Malicious Damage and Theft of Fixtures.

– Boundary Walls, Gates, Posts, Driveways, Swimming Pool Structures including

 – Fixed Machinery.

– Public Supply or Main Connections that belong to you or for which you are responsible.

– Matching Building Materials.

– Loss of Rent or Alternative Accommodation following an insured loss.

– Removal of Trees or Damage to Gardens including Landscaping.

– R100 000 Power Surge cover with the option to buy additional cover at a minimal cost.

– Valuation of your building at a fraction of the normal cost.

WHAT’S COVERED? Home Owners (contents)

– Fire, Lightning, Hail, Snow, Wind, Storm, Malicious Damage and Theft.

– No need to specify Cell Phones, Ipad’s, Laptops, Jewellery and many more.

– Free Valuation of your Contents.

– Damage to Contents in Refrigerators or Freezers due to Power Failures.

– Identity Theft.

– Fine Arts including while at an Exhibition as well as access to valuators on

 -Jewellery and antiques.

– Loss of Rent or Alternative Accommodation following an insured loss.

– Hole in One cover as well as a Full House.

– Personal Liability up to R20 000 000.00

– Full Power Surge cover.