Body Corporate Insurance

Who is this cover for?

• Sectional title owners
• Body Corporates that require fidelity insurance as per the community scheme property legislation
• Body Corporates that require trustee’s indemnity
• Schemes that require professional valuators to conduct an accurate replacement value
• Schemes that prefer to have excess free benefits on geysers

WHAT'S COVERED

– Cover is on an All-Risks basis and not limited to specific pe rils like fire only.

– Buildings, Common Property and Common Property Contents are

automatically included.

– Office Contents and theft thereof.

– Moveable property i.e, cleaning equipment and tools, gym equ ipment, furniture

and computers.

– Theft of exterior fixtures and fittings not contained inside t he building(s).

– Automatic cover for Geysers due to bursting or overflowing in cluding

replacement and repair.

– Solar installations and heat pumps that have tanks are also covered.

– Excess free benefit on geysers.

– Fidelity Guarantee and Computer Crime.

– Power Surge.

– Loss of Rent.

– Retaining Walls.

– Machinery Breakdown.

– R100 000 000.00 Public Liability.

– R10 000 000.00 Trustees Liability.

– R10 000 000.00 Employers Liability.